Monday, February 13, 2012

Debt Relief Counseling - Do You Need It- (3 Tips To Consider Before You Get It)_46463

As I started writing this article on debt relief counseling and it struck me, I am doing exactly what I am writing about. I am giving counsel on whether or not you should seek professional debt relief counsel or not. Well all that aside let me get right to it, Do you need it or not? Let me give you 3 tips that will help you decide.

Are You Willing - The fact that you are reading this article gives me a good indication that you are willing to receive counsel which is a good first step. My real question is are you willing to really sit down and listen to everything some professional debt counselor is going to tell you about your situation. Are you willing to hear it like it is and are you willing to take his or her advice seriously? If not, don't bother seeking help.

Will You Take Action? - You may be thinking these tips are self explanatory and obvious but if you don't ask yourself these simple little questions you could waste your time and money getting professional counsel, and you cannot afford that, or you wouldn't be reading this.

So, will you do what they tell you to do? If they tell you you need to cut off that magazine subscription and stop eating out, will you do it? If they tell you that your second car has to go are you willing to comply? If not, then don't bother getting counsel, you are probably not as serious about getting out of debt as you thought you were.

Will You Stick it Out - After hearing all this hard hitting advice from your new debt relief counselor will you apply it until your out of debt? Are you looking for a quick fix or will you actually start disciplining yourself in all your spending habits and actually take action steps on a consistent and long term basis?

I guess, basically what these tips boil down to is, are you serious about getting out of debt? If you really are, then getting a counselor might be exactly what you need to point you in the right direction.

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