As I started writing this article on debt relief counseling and it struck me, I
am doing exactly what I am writing about. I am giving counsel on whether or not
you should seek professional debt relief counsel or not. Well all that aside let
me get right to it, Do you need it or not? Let me give you 3 tips that will help
you decide.
Are You Willing - The fact that you are reading this article
gives me a good indication that you are willing to receive counsel which is a
good first step. My real question is are you willing to really sit down and
listen to everything some professional debt counselor is going to tell you about
your situation. Are you willing to hear it like it is and are you willing to
take his or her advice seriously? If not, don't bother seeking help.
Will
You Take Action? - You may be thinking these tips are self explanatory and
obvious but if you don't ask yourself these simple little questions you could
waste your time and money getting professional counsel, and you cannot afford
that, or you wouldn't be reading this.
So, will you do what they tell you
to do? If they tell you you need to cut off that magazine subscription and stop
eating out, will you do it? If they tell you that your second car has to go are
you willing to comply? If not, then don't bother getting counsel, you are
probably not as serious about getting out of debt as you thought you
were.
Will You Stick it Out - After hearing all this hard hitting advice
from your new debt relief counselor will you apply it until your out of debt?
Are you looking for a quick fix or will you actually start disciplining yourself
in all your spending habits and actually take action steps on a consistent and
long term basis?
I guess, basically what these tips boil down to is, are
you serious about getting out of debt? If you really are, then getting a
counselor might be exactly what you need to point you in the right direction.
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